About Us

Money Doctor is the trading name of Providence Finance Services Limited and is a fully authorised and regulated independent fee-based financial advisory company founded by John Lowe in December 1999. Based in Stillorgan Co Dublin the company have agencies with all of the insurance companies and most of the lenders, providing advice and product execution services on the A to Z of personal finance including

–   Mortgages & debt management

–   Pensions, savings & investments

–   Life & health insurance

–   General insurance

–   Budgeting & planning


imagesJohn Lowe is the Managing Director of Providence Finance Services Limited trading as Money Doctor. He is a Fellow of The Institute of Bankers with over 30 years’ experience in the banking industry. He also successfully completed the Chartered Director Programme in 2010 through the Institute of Directors of which he is a member.

He is a bestselling author and writer on personal finance, with thousands of articles in print, along with many radio and TV contributions including weekly written contributions on RTE Ten Lifestyle’s digital service and the Irish Daily Star (Thursdays) The 11th edition of his best-selling handbook Money Doctor 2016 is published at the end of November 2015.

John introduced the Money Doctor App in 2014 which helps track, plan and record daily spending. This App is free to download via the App Store or PlayStore.

His popular Corporate Seminars hold true to the premise that financial worries are the number one employee stress factor that inhibits productivity and stunts growth. Progressive companies, here and overseas, have engaged John to deliver his tailored power packed seminar that allow attendees to restructure their finances, slash costs and maximise their income, not to mention  reduce their stress levels..

John’s leisure time is spent with his family (three children), playing golf ( a 14 handicapper out of Foxrock Golf Club ) and enjoys all sports. He also maintains an avid interest in music both listening and performing with a special interest in Buddy Holly.


Stephanie Cahill is Administration & Compliance Manager and has been with the company since the start in early 2000. Formerly a banker with Bank of Ireland, she helped open the Stillorgan Co Dublin office on 2nd October 2000. The smooth running of the office is virtually entirely down to her talents. Married, she has two wonderful daughters and is very much a family person.



Providence Finance Services Limited trading as Money Doctor is regulated by the Central Bank of Ireland

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