About Us

Providence Finance Services Limited trading as Money Doctors is a fully authorised and regulated ( by the Central Bank ) independent fee-based financial advisory company founded by John Lowe in December 1999. Based in Stillorgan Co Dublin A94 A2F7 the company have agencies with all of the insurance companies, many investment companies and most of the lenders, providing advice and product execution services on the A to Z of personal finance including

–   Mortgages & debt management (John Lowe is also a Personal Insolvency Practitioner – PIP)

–   Pensions, savings & investments

–   Life & health insurance

–   General insurance

–   Budgeting & planning

John Lowe is the Managing Director of Providence Finance Services Limited trading as Money Doctors. He is a Fellow of The Institute of Bankers (FIB), Qualified Financial Adviser (QFA), and Accredited Product Adviser (APA) and a Chartered Director (CDir) with over 35 years’ experience in the banking industry. He also successfully completed the Chartered Director Programme in 2010 through the Institute of Directors of which he is a member. One of 114 Personal Insolvency Practitioners (PIP) in the country, he is also a bestselling author and writer on personal finance, with thousands of articles in print, along with many radio and TV contributions including weekly written contributions on RTE.ie/ Lifestyle and the Irish Daily Star (Thursdays) The 14th edition of his best-selling handbook Money Doctors 2019 was published at mid December 2018 with the 15th edition due January 2020. His popular corporate Financial Wellbeing seminars – an hour long plus Q&A entitled Financially healthy for life – hold true to the premise that financial worries are the number one employee stress factor that inhibits productivity and stunts growth. Progressive companies, here and overseas, have engaged John to deliver his tailored, infotaining and interactive presentation that allow attendees to restructure their finances, slash costs and maximise their income, not to mention  reduce their stress levels..

John revamped and reintroduced the Money Doctors App in 2018 which helps track, plan and record daily spending. This App is free to download via iTunes or PlayStore.

Stephanie Cahill is Administration & Compliance Manager and has been with the company since the start in early 2000. Formerly a banker with Bank of Ireland, she helped open the Stillorgan Co Dublin office on 2nd October 2000. The smooth running of the office is virtually entirely down to her talents. Married, she has two wonderful daughters and is very much a family person.



Providence Finance Services Limited trading as Money Doctor is regulated by the Central Bank of Ireland

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